8/26/2023 0 Comments Klarna slice it payments![]() Your email will contain a link to Klarna where you can settle your payment with your credit or debit card. Is this correct? If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. I have been asked to go to Klarna's site. If you fail to pay Klarna for your order, your credit score will be affected. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too. What happens if I don’t pay for my order? Payment is due 30 days after the item is shipped. What happens if I cancel or return my order? As soon as Spotty Otter have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment. ![]() What are my payment options with Klarna? You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card. ![]() Alternatively, you are able to complete your order by paying by credit or debit card at the checkout. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Why have I not been offered Pay later? Although Pay later is widely promoted it is not always universally available. Neither Klarna nor Spotty Otter run credit searches against you that could impact your credit rating. Will a credit search take place against me? Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. How can I increase my chances of being accepted for Pay later? Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. When choosing Pay later, our assessment will not affect your credit rating. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. You can pay via credit or debit card at Am I eligible for Pay later? To use Pay later you must be at least 18. Complete the payment online, at your convenience, with no extra cost. You'll then have 30 days to try on your order and only pay when you’re happy. How does Pay later work? Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna is the provider of Smoooth payments to more than 100,000 online stores. ![]() Who is Klarna? Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna FAQ's FAQs: Pay later (invoice in 30 days) ![]()
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